General Legal Disclaimer

STONEFORM publishes this whitepaper for informational purposes only. It does not constitute an offer, solicitation, or recommendation to buy or sell any securities, tokens, or financial instruments in any jurisdiction.

The content of this whitepaper should not be considered legal, financial, tax, or investment advice. Readers are strongly encouraged to seek independent advice from qualified professionals before making any investment decision.

Participation in the STONEFORM ecosystem and holding STOF tokens does not guarantee profits, returns, or capital preservation.

All projections, financial figures, timelines, and performance indicators described in this whitepaper are forward-looking statements and may differ materially from actual outcomes due to market conditions, regulatory changes, or operational risks.

The availability of STOF tokens and STONEFORM services may be restricted in certain jurisdictions. It is the sole responsibility of each participant to ensure compliance with local laws, regulations, and restrictions applicable in their country of residence.

STONEFORM does not accept responsibility for participation that violates local regulatory frameworks.

Investing in tokenized real estate and blockchain-based assets involves significant risks, including but not limited to:

• Market volatility and real estate market fluctuations
• Regulatory and legal uncertainty across jurisdictions
• Liquidity risks and limited secondary market availability
• Smart contract vulnerabilities or technical failures
• Economic, political, and currency risks

Participants acknowledge that they may lose part or all of their invested capital.

STONEFORM, its team, partners, and affiliates shall not be held liable for any direct or indirect loss, damage, or claim arising from:

• Use of this whitepaper
• Participation in the STOF token ecosystem
• Reliance on projections, timelines, or stated objectives

All participation is done at the user’s own risk.

While STONEFORM leverages smart contracts to enhance transparency and automation, no system is entirely risk-free. Technical failures, cyber-attacks, bugs, or network congestion may impact platform performance or fund distribution.

This whitepaper contains statements regarding future plans, expansion strategies, asset growth, and ecosystem development. These statements are subject to change without notice and are based on assumptions that may not materialize.

STONEFORM reserves the right to modify, update, or revise this whitepaper at any time to reflect changes in strategy, regulation, or market conditions. No obligation exists to notify readers individually of such updates.